About CU Mortgage Division

We know that each of our customers has specific needs so we strive to meet those specific needs with quality service and individual attention. We pride ourselves in giving you the mortgage information, loan options and convenient assistance you’re looking for. It is our goal to give you the same level of customer service you have come to enjoy from your favorite local credit union.

At CU Mortgage Division, our priority is to ensure that every detail of your loan process is managed in a timely and ethical manner. As a branch of Network Funding LP they fund all of our mortgage loans making us a Direct Mortgage Lender. This gives us the power to provide the lending options that are most appropriate for our customers and in-house as well as timely underwriting decisions. We have the resources to fulfill all your home financing needs and the flexibility to meet the demands of an ever-changing market.

What makes CU Mortgage Division different from everyone else? Well for one thing we are in total control of the loan process from start to finish; this means fast turn times, timely loan approvals and most closings in less than two weeks. We offer lender fees from $300 to $700 less than our competitors. And unlike big banks who offer mortgages as a small part of their business plan, mortgage lending is our only business-period.

Consider the gigantic mega bank for a moment. Your loan may be shipped far away to a processing center in another state where the final decision will be made by a total stranger.

For you this means red tape and precious time. A mega bank’s lack of personal service means you will not benefit from comparing your individual needs with the wide selection of products and competitive rates that are available throughout the marketplace.

As we said, we’re different. We have teamed up with Network Funding LP & O Bee Credit Union to offer you the finest mortgage products available. CU Mortgage Division was started with a mission to originate, underwrite and close quality mortgage loans. By offering local service and professionalism that is second to none our company has closed millions of dollars in mortgages for your neighbors and many members of O Bee Credit Union.

We are a full-service direct mortgage lender, serving the needs of home buyers throughout the Pacific Northwest. Our approach to lending is very much localized with our office being staffed by local people who know and understand the local market, and are committed to providing their neighbors with competitive rates and concerned, professional, personalized service.

At CU Mortgage Division we care about the communities we serve and we share many advantages. One is a solid reputation for integrity, which we have earned by honoring our commitments with our many satisfied customers and O Bee Credit Union members. Another is an understanding that we are not in the banking business - we are in the people business. We never forget that our customers make our success possible - and our customers are people. At our office you’ll find that understanding expressed in a friendly smile, a genuine welcome, and a commitment to finding a mortgage solution that works for you. We take the time to get to know you, to understand your wants and needs and then work quickly to find the ideal mortgage loan for your individual situation.

You can apply Online 24 hours a day. If you prefer you can also apply by appointment at any O Bee Credit Union location or apply by calling (360) 539-4687. At CU Mortgage Division you’ll find a dedicated mortgage professional who will seek the best mortgage for you. This is what you have come to expect at your favorite credit union. And it’s what you will receive from a mortgage lender who has an office in your neighborhood, too.

Daily Mortgage Market Updates :
 
7 Weeks Remain To Find A Home, Claim Up To $8,000 In Tax Credits
3/9/2010 7:46 AM
In November, Congress extended and expanded the First-Time Home Buyer Tax Credit program to include a subset of "move-up" buyers -- homeowners that have owned and lived in their home for 5 of the last 8 years. The credit ranges up to $8,000 per buyer. There's now just 7 weeks left to take advantage. To be eligible, home buyers must be under contr...Read More
 
What’s Ahead For Mortgage Rates This Week : March 8, 2010
3/8/2010 7:45 AM
Mortgage markets improved last week in low-volume trading...Read More
 
Pending Home Sales Drag In January, But Should Rebound For Spring
3/5/2010 7:46 AM
Fewer homes went under contract in January as the housing market continues to limp through the winter months. According to the National Association of Realtors®, the Pending Home Sales Index fell to its lowest level in 3 quarters this January. By contrast, in October 2009, the index had touched a 3-year high...Read More
 
Tying Friday’s Jobs Report To Rising Mortgage Rates
3/4/2010 7:46 AM
Non-Farm Payrolls is the official name of the government's monthly jobs report and, given the fragile state of the U.S. economy, Wall Street will be watching it closely. Mortgage rates could spike come Friday morning...Read More
 
How To Properly Screen A Prospective Tenant
3/3/2010 7:46 AM
According to the the National Association of Realtors®, "distressed homes" represented nearly 2 of every fifth home sold in January 2010. Clearly, real estate investors are taking advantage of good deals on cheap property. But there's risk involved...Read More
 
Existing Home Sales Drop Again In January But Stay On The Trendline
3/2/2010 7:46 AM
Anecdotal evidence is showing sales activity higher through February and into March. And, although it's unlikely we'll see a spike through April like we did last November, buy-side demand for homes should remain strong. The good news of the sagging sales reports is that today's buyers may find home prices are lower and sellers are more willing to n...Read More
 
What’s Ahead For Mortgage Rates This Week : March 1, 2010
3/1/2010 7:45 AM
Mortgage markets improved last week as economic reports painted a less-than-stellar portrait of the U.S. economy and concerns of a looming monetary policy change eased. Mortgage pricing improved dramatically, despite a late-Friday retreat...Read More
 
The Home Price Index Shows Some Regions Up, Some Regions Down
2/26/2010 7:46 AM
Publishing on a 2-month lag, the Federal Home Finance Agency said home prices fell by 1.6 percent nationally in December. And that's an average, of course. Some regions performed well in December as compared to November, others didn't...Read More
 
As The Supply Of New Homes Grows, So Does The Opportunity For A “Good Deal”
2/25/2010 7:46 AM
New Home Sales fell 11 percent from the month prior and posted the fewest units sold in a month since 1963 -- the year the government first started tracking New Home Sales data. It may be good for home buyers...Read More
 
December 2009 Case-Shiller Data Shows Battered Markets In Bona Fide Recovery
2/24/2010 7:45 AM
Using data compiled in December, Standard & Poors released its Case-Shiller Index Tuesday. The report shows home prices down just 2.5% on an annual basis, a figure much lower than the 8.7% annual drop reported after Q3...Read More




 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

  

 

CU Mortgage Division - Located at O Bee Credit Union
8665 Martin Way E, Lacey, WA 98516

E-Mail: wm(at)cumortgagedivision.com
Ph: (360) 539-4687
Fax: (253) 320-7539

Mailing Address: PO Box 489, Tenino, WA 98589-0489

 

 

CU Mortgage Division proudly serves all Residents of Washington State. CU Mortgage Division is a branch of Network Funding L.P. (NMLS# # 2297 ) a Direct Mortgage Lender. This branch of Network Funding is licensed by the Washington State Department of Financial Institutions, Consumer Loan License #520-CL-26248-425529 / NMLS # 65808

Copyright © 2010 CU Mortgage Division a Branch of Network Funding L.P.